Insurers think about Covid-19 to be a foreseeable event, which means you ought to be aware of the risk of publicity. If there are outbreaks in your vacation spot country, and also you want to cancel your trip simply because you’re afraid of being uncovered, your insurer will normally deny your declare. Unless you may have cancel-for-any-reason coverage — which would entitle you to a share of your trip value — you won’t be eligible for journey cancellation or interruption reimbursement.