To head to the airport, and the freeway is shut down due by an accident and you miss your flight, you possibly can file a claim. To earn points or airline miles can be a good concept, there is a downside to booking travel with those rewards. “When you travel using airline miles and hotel points, most bank card travel insurance policies won’t cover the journeys,” says Huffman. To get essentially the most worth out of your coverage, purchase travel insurance at the time you guide your trip. Many travel insurance carriers have customer service telephone numbers at which callers can get answers to questions about insurance policies, plans, and costs.