Home fairness, with essentially the most favorable borrowing phrases within the history of recent housing finance. Employment remained very robust via 2023 despite recession expectations all yr. Even if the financial system slows dramatically in 2024, for example, and if unemployment rises, none of those different factors are true. Unemployed owners who not can make their mortgage payment can simply sell their residence in a couple of weeks. As a outcome, it’s unlikely that we’ll see any flood of distressed sellers or foreclosures in 2024.
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